Press Release - Weekly Application Survey
媒体发布—一一周申请调查
WASHINGTON, D.C. (December 19, 2007) — The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending December 14, 2007. The Market Composite Index, a measure of mortgage loan application volume, was 653.8, a decrease of 19.5 percent on a seasonally adjusted basis from 811.8 one week earlier. On an unadjusted basis, the Index decreased 21.3 percent compared with the previous week and was up 1.7 percent compared with the same week one year earlier.
华盛顿（2007年12月19日）——美国抵押银行家协会(MBA)发布了其截止到2007年12月14日的一周的抵押申请调查。市场综合指标，即抵押贷款使用量这个测量标准，为 653.8，经季节性调整后较上周下降了19.5%（上周为811.8）。在不调整的基础上，指数较上周下降21.3%，比去年同期上升了1.7%。
The Refinance Index decreased 27.3 percent to 2093.6 from 2879.8 the previous week and the seasonally adjusted Purchase Index decreased 10.6 percent to 422.2 from 472.0 one week earlier. On an unadjusted basis, the Purchase Index decreased 13.1 percent to 317.1 from 364.8 the previous week. The seasonally adjusted Conventional Index decreased 20.3 percent to 932.8 from 1169.9 the previous week, and the seasonally adjusted Government Index decreased 12.2 percent to 188.7 from 214.9 the previous week.
再融资指数下降27.3%，从上周的2879.8降到了2093.6，季节性调整的购买指数下降10.6%，从上周的422.2降到了472.0。在不调整的基础上，指数较上周下降13.1%，从上周的364.8下降到317.1。季节性调整常规指数下降20.3%，从上周的1169.9下降到932.8。季节性调整的政府指数下降12.2%，从上周的214.9下降到188.7。
The four week moving average for the seasonally adjusted Market Index is down 1.0 percent to 725.9 from 732.9. The four week moving average is down 0.1 percent to 440.4 from 440.9 for the Purchase Index, while this average is down 1.1 percent to 2456.9 from 2483.5 for the Refinance Index.
经季节性调整后的市场指数4周移动平均数下降1.0%，从732.9下降到725.9。购买指数4周移动平均数下降0.1%，从上周的440.9下降到440.4，再融资指数4周移动平均数下降1.1%，从上周的2483.5下降到2456.9。。
The refinance share of mortgage activity decreased to 53.2 percent of total applications from 57.6 percent the previous week. The adjustable-rate mortgage (ARM) share of activity increased to 9.9 from 9.4 percent of total applications from the previous week.
抵押活动的再融资部分降至申请总数的53.2%，上周为57.6%。抵押可调整率(ARM)占申请总数中的比率从上周的9.4%升至 9.9%。
The average contract interest rate for 30-year fixed-rate mortgages increased to 6.18 percent from 6.07 percent, with points decreasing to 1.12 from 1.17 (including the origination fee) for 80 percent loan-to-value (LTV) ratio loans.
30年固定利率贷款的平均合同利率从6.07%增长到6.18%，80%贷款价值比(LTV)的贷款利息点从1.17降至1.12（包括融资费用）。
The average contract interest rate for 15-year fixed-rate mortgages increased to 5.78 percent from 5.72 percent, with points increasing to 1.10 from 1.01 (including the origination fee) for 80 percent LTV loans.
15年固定利率贷款的平均合同利率从5.72%增至5.78%，80%贷款价值比的贷款利息点从1.01增至1.10（包括融资费用）。
The average contract interest rate for one-year ARMs increased to 6.48 percent from 6.31 percent, with points decreasing to 0.95 from 0.97 (including the origination fee) for 80 percent LTV loans.
1年调整利率贷款的平均合同利率从6.31%增至6.48%，80%贷款价值比的贷款利息点从0.97降至0.95（包括融资费用）。
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Application——申请（这里指抵押贷款申请数量，非应用）
on a seasonally adjusted basis——经季节性调整后的数据
moving average——移动平均
posted on 2007-12-22 16:55
Faye 阅读(43)
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