When I was a student in school,I always liked to buy beautiful clothes and some funny toys,I didn't know how to save money and I didn't have the sense of saving money.When I had no money,I called my parents and asked them to send me some money.

After I graduated from the university and began to work,I felt it was a shame to ask parents to give me money,so I made up my mind to  raise myself by hard work.Then I began to earn money.

In the first few weeks after I began to work,because I didn't know how to arrange my salary and how to earn money,I always spent  my money over when there was a few days till the changeless day of wage.Then I still had to live by my parents' relief.

After a few months,I gradually got some experieces,when our salary was paid on the first day of every month,I saved one third of my money into my account in the bank of China.I tried to spend the remaining money in this month.I didn't go shoping as often as usual and learned to bargain when I bought something.At the end of the first year after I began to work,I saved a sum of money and bought a few gifts for my parents when I went home on the Chinese New Year's Eve.My parents were very happy and I felt proud of myself too.

Now,under the pressure of financial crisis and high house price in Beijing,I try my best to save more money.Every month,I save my boyfriend's salary in our account and never use it unless we need a large sum of money.my salary keeps our daily expenses.we go shopping once or twice a month,we only buy the things we really need.We don't go out eating frequently,we often cook by ourselves at home.What's more,I write the details of our daily expenses everyday on the website:www.zhangben.com.Then we can know what the money is spent on, how much money we have spent,and how to arrange our budget in the next month.By our hard working, we have spent a large sum of money from the last year.We believe that if we keep on in the next two years,we can make a down payment on a house in Beijing.Thus,we can buy a small house in Beijing wihout our parents'help.

 Saving money is not easy,because we all like to spent money to buy beautiful things and eat big meals.But I think if we can earn money and save money to buy beautiful things and eat big meals by ourselves,rather than asking money from parants,we are great and our parents would feel proud of their children.

I insist on self-reliance and enjoy it very much.